After a little over a year and a half of applying the Financial Fitness principles into
our lives, we have paid off over $70,000 in debt, reduced our monthly expenses by
$1,000, and put 4 months of living expenses in the bank. This information has not only
changed our finances; it has changed every aspect of our lives for the better. We are
so thankful and blessed to have Financial Fitness in our lives.
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge